Peace of mind enhances the travel experience. Make your vacation complete and enjoy a hassle-free travel. Get a travel insurance now!

Royal Winglinks offers the following:

Blue Cross Travelsafe Insurance

• Premiums
• Schedule of Benefits
• List of Benefits

Assist-Card International

• Premiums
• Schedule of Benefits
• List of Benefits
• Assist-Card OFW Package

Medical Treatment

Hospitalization, surgery, ambulance, medicines, tests, etc. for treatment of illness or injury occurring during your travel. This benefit is subject to inner limits.  Please ask our Travel Consultant for full details.

Emergency Medical and Travel Assistance Services

All these benefits are available only if arranged through Blue Cross’s Global Assistance Partner, International SOS:

• EMERGENCY MEDICAL EVACUATION *
  

  Arrangement of the provision of air and/or surface transportation, medical care during transportation, communications, and all usual ancillary services required to move you to the nearest hospital where appropriate medical care is available.

  
  
• EMERGENCY MEDICAL REPATRIATION *
  

  Arrangement of your return to your Home Country or Usual Country of Residence following your Emergency Medical Evacuation and subsequent hospitalization outside Usual Country of Residence.

  
  
• RETURN OF MINOR CHILDREN
  

  Arrangement of one-way airfares (economy) for the return of minor children to the Home Country, or  Usual Country of Residence if they are left unattended as a result of your illness, accident or Emergency Medical Evacuation.  Escort will be provided, when
  necessary.

  
  
• COMPASSIONATE VISIT
  

  Arrangement of one return airfare (economy) for your relative or friend to join you, when you are traveling alone and are hospitalized outside the Home Country or Usual Country
  of Residence for more than seven (7) days.

  
  
• TRANSPORTATION OF MORTAL REMAINS *
  

  Arrangement for the transportation of your mortal remains to the Home Country or Usual Country of Residence

  
  

Plus the following benefits subject to the terms & conditions as agreed upon by Blue Cross & International SOS:

Notes:
* If you are covered for short term domestic travel, these are the only Emergency Medical and Travel Assistance Benefits available to you. Blue Cross, through International SOS, will provide the assistance and advice for free but you will be responsible for any third party charges incurred as a result of such advice or assistance unless otherwise specified elsewhere in the policy. The actual cost of transportation of mortal remains will be paid only if it is a result of a covered illness, accidental injury or death.  Blue Cross retains the absolute right to decide whether the member’s medical condition is sufficiently serious to warrant Emergency Medical Evacuation or Repatriation. If and when the member’s condition does not merit an evacuation/repatriation as per Blue Cross assessment, and the member requests for such evacuation/repatriation anyway, Blue Cross shall carry out the request, however, expenses shall be the member’s responsibility.

Personal Accident

Covers you when an accident occurs while you travel which results to death or total permanentdisability including loss of one or both eyes or limbs. The sum insured for persons aged 6 to 15 years or over 70 years is P100,000 or US$5,000 for all Peso and Dollar Plans respectively.

Personal Liability

Covers expenses incurred for accidental bodily injury to another person or accidental loss or damage to another person’s property due to your negligence. This benefit does not cover losses, damages or injuries occurring within the insured’s country of residence. Likewise liabilities resulting from the use of motor vehicle.

Trip Cancellation

Reimburses the non-refundable portion of your travel and accommodation expenses if your trip is cancelled within 30 days prior to the scheduled departure date. The cancellation must be due to death or life threatening sickness or injury of the person insured or his immediate relative which require emergency medical attention.

Trip Termination

Reimburses the unused portion of your travel and accommodation expenses which are paid in advance and non-refundable if you need to cut short your trip and return back to your country of residence after commencement of coverage due to death or life threatening sickness or injury of the person insured or your immediate relative which require emergency medical attention.

Loss of Travel Documents

Covers your travel and communication expenses necessary in getting a replacement for your lost passport or travel tickets.

Baggage Loss/Damage 

In the event of theft, accidental loss or damage to your baggage.  Covers up to P5,000 or US$150 for Peso and Dollar Plans respectively per item, pair or set.

Baggage Delay

If your checked baggage is delayed on arrival at your destination by more than 12 hours, you may claim for the purchase of essential clothing and personal items.

Flight Delay

Reimburses the expenses incurred, if your flight is delayed by  more than 12 hours due to severe weather conditions .

Strikes and Hijack

For each day you are delayed in excess of 12 hours up to 10 days as a result of hijack or organized industrial action.

Hospital Income
For each day you are hospitalized in excess of 24 hours as a result of a covered disability up to a
maximum of 10 days.

Funeral And Burial Expenses 
For funeral and burial expenses if death occurs while you are traveling due to a covered disability.

EXCLUSIONS / LIMITATIONS

• Medical and physical conditions existing prior to the contract, or any conditions arising from, or contributed to by such pre-existing medical conditions.
• Traveling contrary to doctor’s advice or the purpose of obtaining medical treatment.
• War and warlike risks, willful exposure to danger except to save human life, unlawful or criminal acts.
• Childbirth, self-injury, suicide or attempted suicide, psychological conditions, sexually transmitted diseases, intoxication, use of drugs not prescribed by registered physician.
• Traveling except as fare paying passenger on a fully licensed airline or sea vessel, engaging in any occupation or trade of a manual, hazardous, or technical nature, racing (other than foot), underwater activities, winter sports, or other hazardous sports or activities. Certain hazardous sports can be covered at additional cost.
• Non-emergency treatment, routine care, private nursing, convalescent or rehabilitation care, mental or nervous conditions.
• Cash, bank notes, travel documents, except those covered under the Loss of Travel Documents Benefit, fragile items and household effects.
• Baggage loss without a supporting Baggage Irregularity Report from the Airline or Police report if such loss occurred outside the custody of the Airline.
• Electronic devices including but not limited to laptops, Personal Digital Assistance (PDA), mobile phones and cameras.
• Persons younger than six (6) weeks or older than seventy five (75) years.
• Delay, detention, confiscation by customs or other authorities.
• Lost traveler’s check, under the Loss of Travel Documents Benefit.
• Under the Trip Cancellation and Termination Benefit, Insured’s relatives except those with whom the Insured’s degree of relationship is up to the 2nd degree by consanguinity or 1st degree by affinity.
• Round-trip fare under the Compassionate Visit Benefit is limited to economy class travel.

• Rates does not include government taxes.
• Rates for passengers 70 years old & above are 50% higher.
• Prices are subject to change without prior notice.

Medical Assistance

ASSIST-CARD will provide the Card Holder with essential medical assistance wherever he may be, either organizing a visit to the doctor's office or sending a doctor to the hotel, or an ambulance if required. In case specialized consultation is necessary, Assist-Card will arrange appointments with qualified specialists in cardiology, surgery, orthopedics, gynecology, pediatrics, ophthalmology, etc. Necessary arrangements can also be made for clinical studies, X rays, lab analysis as well as proceed with hospitalization, if required, at the most-qualified medical center.

Medical Transfers

When required, the Card Holder will be transferred by ambulance, plane or helicopter to the medical center best qualified for treatment according to its specialization level, medical technology and professional quality.

Medical Repatriation

In case of serious illness or an accident, ASSIST-CARD will arrange for the Card Holder 's return to his country of residence. ASSIST-CARD will provide air transportation, specialized equipment and professional intensive care staff required for this medical air evacuation.

Pharmaceutical Assistance

ASSIST-CARD will pay for the medications prescribed by the attending physician. The medication expenses will be doubled if the medications are provided while the Card Holder is hospitalized according to the type of Card purchased.

Odontological Assistance

In case of an acute dental problem, such as an infection, pain or trauma, ASSIST-CARD will provide the Card Holder with emergency treatment by a qualified dentist.

Reimbursement of Expenses due to Delayed or Cancelled Flight

In the event the card holder's flight is delayed or cancelled, ASSIST-CARD will reimburse his/her communications, accommodation and meal charges.

Hotel Expenses

If the ASSIST-CARD Medical Team prescribes that after hospitalization the card holder must convalesce in a hotel, we will reimburse the accommodation charges for 7 days.

Repatriation of Remains

ASSIST-CARD will organize and pay for the transportation costs of the repatriation of the Card Holder's mortal remains to his city of residence. Assistance will also be provided to obtain the necessary documentation and authorizations for the repatriation of the Card Holder 's body. ASSIST-CARD will also coordinate, together with the Card Holder's family members and local providers, the necessary preparations of the remains for transportation or proceed with cremation, as well as organize his/her transportation and reception at the airport in the country of residence.

Minors Escort

Should a Card Holder be travelling alone with minor(s) and must be hospitalized, ASSIST-CARD will provide a professional baby sitter to accompany the minor(s) while a direct family member arrives, at the expense of ASSIST-CARD to take the minor(s) back.

Transfer of a Relative

In case the card holder is travelling alone and, due to serious illness or accident, he must be hospitalized for more than 20 days, ASSIST-CARD will provide a round trip ticket for a family member to accompany him.

Early Return due to Disaster at Home

In the event of a fire, explosion, theft with damages, etc. at the Card Holder 's home, ASSIST-CARD will take care of penalty charges, rate differences or the cost of a new airline ticket for return home.

Personal Accident Insurance

Together with the Card, ASSIST-CARD provides the Card Holder, free of charge, an exclusive personal accidents insurance, hired through local insurance companies, of up to US$ 1.000.000 depending on the ASSIST-CARD service purchased.

Legal Assistance

ASSIST-CARD will make an attorney available to the Card Holder, in order to take charge of his civil or criminal defense in connection with liability for an accident. ASSIST-CARD will advance the funds or pay the lawyer's fees up to the maximum limits indicated for each Card as will as post bail should it be required.